Billing and Refund Policy

1. Billing Cycles

Paid subscription plans (Lite at ₹249/mo or Pro at ₹399/mo) are billed on a recurring monthly cycle starting on the date of purchase. Your account will automatically be billed on the renewal date unless canceled.

2. Trial Period

New registered accounts receive a **2-Day Free Trial** (48 hours) to evaluate the journal dashboard, AI Coaching, and backtester analytics. When the trial expires, the account is automatically downgraded to the Free Plan limits unless a paid subscription is activated.

3. Cancellation & Refunds

You can cancel your paid subscription at any time directly through your Profile Settings dashboard. Following cancellation, you will retain full access to your plan benefits until the end of your current billing period.

Refund Eligibility: Since we offer a completely free trial period to inspect and evaluate the features of our platform, all paid subscription fees are non-refundable. Exception reviews are only granted in cases of verified technical billing duplicates.

4. Payment Processors & Razorpay

All subscription charges and invoices are managed securely through our integrated payment aggregator partner, Razorpay. MyFinanceSheet does not capture or store your debit/credit card numbers or UPI secrets on our local servers.